Many people ask the question, “Do foreign countries require me to have travel insurance?” Countries will differ on what they will require as far as insurance go, but if you like to travel a lot or if you like to go to places that many people would not normally go, then having trip insurance is a good idea for you and your family.
When opting for travel insurance it is best to go with a company that has reliable underwriters. This means that your insurance policy will have a lot of coverage and if you go with a large company then you will be able to get a high level of support 24 hours per day. Accidents happen at the worst times of day, and so having a 24 hour support team for travel insurance can do wonders for your peace of mind.
The next key factor to look for when traveling in foreign countries and buying travel insurance is to make sure they cover every country that you’re going to travel to. There’s no reason on opting for an insurance policy that does not cover you in your destination. The next thing to consider are your activities. Are you planning on snowboarding, surfing, skiing or any other types of sports where you may get injured? If so, then it is very important that your insurance policy cover these types of activities while you are in another country.